Welcome! I'm a content writer with CPA experience. I write about income taxes, accounting, small business, insurance, credit, saving for college, student loans, and personal finance.
What Is a Guaranteed Personal Loan?
How Does LendingTree Get Paid?
Key takeaways
A “guaranteed personal loan” can be a risky way to get cash quickly, often without a credit check.
Guaranteed loans can have high rates and fees, short terms or might involve lending against your car or other valuables.
Guaranteed loan lenders target borrowers with poor credit or limited credit histories who don’t qualify for traditional loans.
With a guaranteed personal loan, you are almost “guaranteed” approval, no matter your credit history. The...
2025 Mississippi First-Time Homebuyer Programs and Loans
Buying your first home is a major financial undertaking — even in Mississippi, one of the country’s most affordable housing markets.
Fortunately, first-time homebuyers in The Magnolia State can access several homebuyer programs through the Mississippi Home Corporation (MHC). These programs may offer down payment assistance, funds to help cover closing costs, tax credits and classes to help you prepare for buying and owning a home.
This guide outlines several programs and their requirements to...
The top 5 Melio competitors and alternatives for AP automation (2025)
If you’ve been searching for accounts payable (AP) automation software, chances are you’ve come across Melio. Melio is a platform that offers small and mid-sized businesses a simple way to manage and pay bills online.
While Melio is flexible, it’s not the only option out there. Melio has generally favorable ratings on G2, a software review website, with a 4.5 out of 5 star rating based on roughly 200 reviews. It’s always a good idea to compare alternatives to ensure you’re getting the feature...
How Unemployment Can (and Can’t) Affect Your Credit
Unemployment won’t directly affect your credit score.
However, unemployment can indirectly impact your credit score if it leads to you taking on more debt or missing payments.
You can rebuild your credit score over time by managing your payments and accounts responsibly.
Losing a job can feel like getting caught in a sudden rainstorm, leaving you scrambling for cover. But at least it won’t hurt your credit score directly, since losing your job or applying for unemployment benefits won’t show ...
How To Lock Your Social Security Number and Prevent Identity Theft
Your Social Security number (SSN) is the key to your credit and bank accounts, which is exactly why scammers want it. If it falls into the wrong hands, the damage can be devastating.
Learning how to lock your Social Security number is easy. The process costs you nothing, and it’s one of the strongest defenses you have against identity theft.
How to lock your Social Security number for free
Locking your Social Security number can be done for free through two official government channels: the S...
2025 Alabama First-Time Homebuyer Programs and Loans
Buying a home is never cheap, but it’s one of the surest routes to building wealth. In Alabama, many first-time buyers face financial hurdles, particularly Black residents, who encounter greater barriers to homeownership than other ethnic and racial groups.
Fortunately, several programs offer financial assistance to support first-time homebuyers in Alabama. These programs include low-cost loans for down payments, grants to cover closing costs, and monthly mortgage subsidies. This guide outlin...
Cheapest Liability Car Insurance in Florida (2025)
Liability coverage is a necessary part of owning and operating a vehicle in Florida. It protects you financially if you cause an accident that injures another person or damages their property. Florida state law requires drivers to have personal injury protection and property damage liability.[1]
Here’s what you need to know about finding cheap liability car insurance in Florida, including how to compare quotes and coverage options.
Quick Facts
Liability-only car insurance only covers injuries...
Cheapest Full-Coverage Car Insurance in Florida (2025)
Table of contents
Cheapest rates
Full coverage defined
Florida requirements
Value of full coverage
Find cheap insurance
FAQs
Table of contents
Cheapest rates
Full coverage defined
Florida requirements
Value of full coverage
Find cheap insurance
FAQs
Full-coverage car insurance includes liability, collision, and comprehensive coverage. It covers damage you might cause to other people and their property. A full-coverage policy also pays for repairs to your vehicle after a car accident, theft, o...
How to Get a Credit Card for the First Time
In this article
Requirements for opening your first credit card
How to choose the right credit card for beginners
Information you need to complete your credit card application
What to expect after you apply
Start building your financial future
FAQS
Getting your first credit card is a big step – it’s like getting the keys to your first car. Use it wisely, and it can help you build credit and unlock future financial opportunities. Misuse it, and you might get stuck in a ditch full of debt.
In t...
Ways to Cancel Your Hartford Auto Insurance Policy
If you’ve decided to cancel your auto insurance with The Hartford because you found cheaper car coverage elsewhere, canceling your policy is easy. The insurance company offers options for canceling by phone, in writing, or in person.
But before you do, it’s a good idea to consider the steps you need to take before canceling. We provide all the details, including alternatives to consider.
5 Steps to Cancel Your Hartford Car Insurance Policy
The Hartford has multiple methods for canceling car i...
Chase business loans review
APR range: Not disclosed
Loan amounts: $5,000 to $5,500,000
Our Verdict: Chase’s nearly nationwide presence and variety of lending options make it ideal for business owners looking for a reliable and trustworthy lender, but you’ll have to apply to get an idea of the rates you’ll qualify for.
Get Business Loan Offers
Pros and cons of Chase business loans
Chase business loans review
Chase stands out by integrating competitive financial products with the backing of a trusted, well-established fi...
The top 5 invoice automation software for invoice management
Struggling with manual invoicing? It’s slow, prone to errors, and pulls time away from more important work. Invoice automation software changes that—speeding up processing, reducing mistakes, and making approvals seamless.
But not every solution offers the same features. To help you find the right fit, we’ve analyzed the top-rated invoice automation tools based on G2 reviews.
Let’s look at the top five leading platforms, their features, and how to choose the best one for your business.
Wh...
Average Car Insurance Cost in Michigan (2025)
Cheapest recent car insurance quotes in Michigan
Drivers using Insurify have found quotes as cheap as $54/mo for liability only and $108/mo for full coverage in Michigan.
Liability Only
*Quotes generated for Insurify users from Michigan within the last 10 days. Last updated on March 5, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Full Coverage
Table of contents
Michigan insurance cost
Rates by city
Rates by age and gender
Popular vehicles
Rates by history
Ho...
How to set up accounts payable goals (With examples)
Do you want to improve efficiency and reduce costs in your accounts payable (AP) department? While those are respectable objectives, they might be tough to achieve without clearly defined goals.
Taking a strategic approach to setting AP goals can transform your department from a cost center into a value driver by boosting cash flow, strengthening vendor relationships, improving compliance, and contributing to business growth.
So let’s walk through how to choose the right AP goals and how ...
AP workflows: A guide to effective AP workflow processes
You know managing your company’s accounts payable (AP) processes is more than just paying bills—it’s about maintaining cash flow, building strong vendor relationships, and supporting accurate and timely financial reporting. But are time-consuming, error-prone, and costly manual AP processes holding you back from achieving greater efficiency and scalability?
Optimizing your AP workflows can help you reduce processing times, minimize costly errors, and free up valuable resources so your team ...