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Best Companies to Bundle Home and Auto Insurance (2025)
Bundling your home and auto insurance with the same insurance company can save you up to 25% on your policy, depending on the insurer. Not only does bundling save you money, but it also makes managing your insurance policies easier, as you have only one insurance company to deal with. Your insurer will also often combine your monthly premiums into one payment.
Bundling discounts, also known as multi-policy discounts, aren’t all created equally. Some insurers stand out above others in how much...
Does Owing the IRS Affect Your Credit Score?
Owing money to the IRS is stressful enough without worrying it might tank your credit score. After all, unpaid debts typically show up on your credit report and drag down your score. But tax debt doesn’t necessarily follow the same rules.
Understanding how the IRS handles unpaid taxes and when tax debt might affect your credit helps you make repayment decisions and avoid bigger problems down the road.
The IRS doesn’t report tax debt to credit bureaus, so paying your taxes on time doesn’t dire...
QCD: How a Qualified Charitable Distribution From Your IRA Works
Written by Janet Berry-Johnson | Edited by Anna-Louise Jackson | Updated on 08/04/2025
If you’re looking for a smarter way to give to charity and cut your tax bill, a qualified charitable distribution (QCD) may work for you. A QCD lets you transfer money directly from your individual retirement account (IRA) to a qualifying charity. But you must be age 70 1/2 or older and have an eligible IRA.
QCDs can also count toward satisfying annual required minimum distributions (RMDs) without increasin...
How Length of Credit History Affects Your Credit Score
Think your ancient store card from college doesn’t impact your credit score? Think again.
When it comes to your credit score, age is more than just a number. The longer the length of your credit history is, the better it is for your score — assuming you’ve handled your accounts responsibly. Lenders want to see a track record, not a highlight reel.
In this guide, we’ll break down how length of credit history impacts your credit score and what you can do to strengthen it over time.
What is your...
5 Best Home and Auto Insurance Bundles in Texas (2025)
Bundling home and auto insurance can simplify your coverage, lower your premiums, and make managing your policies easier. In Texas, many insurance companies offer discounts for bundling, but rates and service vary.
This guide compares five top bundling options to help you compare companies and choose the best fit for your needs.
Quick Facts
Bundling can save Texas drivers up to 25% on combined home and car insurance.
Some insurance companies offer additional discounts for low-mileage driving ...
Lexus IS 350 F Sport Car Insurance Quotes (2025)
The Lexus IS 350 F Sport is a sportier version of Lexus’ base IS sedan.[1] It’s a popular luxury sedan known for its sleek design and strong performance. On average, insuring a Lexus IS 350 F Sport costs about $122 per month for liability coverage and $229 for full-coverage insurance, according to Insurify data.
The Lexus IS 350 F Sport tends to cost slightly more, on average, to insure than similar vehicles in its class, like the BMW 3 Series or the Audi A4, according to Insurify data.
Here’...
Honda Clarity Car Insurance Quotes (2025)
On average, insuring a Honda Clarity costs $135 per month. That’s lower than the average for a midsize sedan, likely due to Honda’s strong safety record and relatively low repair costs.[1] [2] Combined with the Clarity’s fuel efficiency from its plug-in hybrid technology, it’s a popular choice for drivers who value affordability.
Understanding how your car insurance coverage works and the factors that affect your rate can help you make informed decisions and avoid unexpected costs. Here’s wha...
Toyota 86 Car Insurance Quotes (2025)
The Toyota 86 is a sleek, budget-friendly sports car with a loyal following for its balanced handling and standout design. But with an average monthly cost of $204, insuring it can be pricey compared to other Toyotas.
Compared to other performance cars, the Toyota 86 tends to be more affordable to insure, but it’s still pricier than your average sedan. This guide breaks down the average rates for different model years and gives you the most affordable insurance rates.
Quick Facts
Toyota previ...
Best Norfolk Homeowners Insurance Quotes (2025)
Norfolk is located along Virginia’s coast, which means homeowners face higher risks of flooding and wind damage from hurricanes and tropical storms.[1] Those risks make home insurance in Norfolk more expensive than Virginia’s annual average of $1,717. For this reason, it’s wise to compare home insurance quotes to ensure you get the best rate for the coverage you need.
Norfolk homeowners pay an average of $2,678 annually for a policy with $300,000 in dwelling coverage and a $1,000 deductible. ...
What Is a Guaranteed Personal Loan?
How Does LendingTree Get Paid?
Key takeaways
A “guaranteed personal loan” can be a risky way to get cash quickly, often without a credit check.
Guaranteed loans can have high rates and fees, short terms or might involve lending against your car or other valuables.
Guaranteed loan lenders target borrowers with poor credit or limited credit histories who don’t qualify for traditional loans.
With a guaranteed personal loan, you are almost “guaranteed” approval, no matter your credit history. The...
2025 Mississippi First-Time Homebuyer Programs and Loans
Buying your first home is a major financial undertaking — even in Mississippi, one of the country’s most affordable housing markets.
Fortunately, first-time homebuyers in The Magnolia State can access several homebuyer programs through the Mississippi Home Corporation (MHC). These programs may offer down payment assistance, funds to help cover closing costs, tax credits and classes to help you prepare for buying and owning a home.
This guide outlines several programs and their requirements to...
The top 5 Melio competitors and alternatives for AP automation (2025)
If you’ve been searching for accounts payable (AP) automation software, chances are you’ve come across Melio. Melio is a platform that offers small and mid-sized businesses a simple way to manage and pay bills online.
While Melio is flexible, it’s not the only option out there. Melio has generally favorable ratings on G2, a software review website, with a 4.5 out of 5 star rating based on roughly 200 reviews. It’s always a good idea to compare alternatives to ensure you’re getting the feature...
How Unemployment Can (and Can’t) Affect Your Credit
Unemployment won’t directly affect your credit score.
However, unemployment can indirectly impact your credit score if it leads to you taking on more debt or missing payments.
You can rebuild your credit score over time by managing your payments and accounts responsibly.
Losing a job can feel like getting caught in a sudden rainstorm, leaving you scrambling for cover. But at least it won’t hurt your credit score directly, since losing your job or applying for unemployment benefits won’t show ...
How To Lock Your Social Security Number and Prevent Identity Theft
Your Social Security number (SSN) is the key to your credit and bank accounts, which is exactly why scammers want it. If it falls into the wrong hands, the damage can be devastating.
Learning how to lock your Social Security number is easy. The process costs you nothing, and it’s one of the strongest defenses you have against identity theft.
How to lock your Social Security number for free
Locking your Social Security number can be done for free through two official government channels: the S...
2025 Alabama First-Time Homebuyer Programs and Loans
Buying a home is never cheap, but it’s one of the surest routes to building wealth. In Alabama, many first-time buyers face financial hurdles, particularly Black residents, who encounter greater barriers to homeownership than other ethnic and racial groups.
Fortunately, several programs offer financial assistance to support first-time homebuyers in Alabama. These programs include low-cost loans for down payments, grants to cover closing costs, and monthly mortgage subsidies. This guide outlin...