Janet Berry-Johnson

Living in Dallas, Texas, has plenty of perks: a healthy job market, no state income tax, and abundant outdoor recreation and entertainment opportunities. If you’re renting a home or apartment in the city, you’ll also need to protect yourself from risks you can’t control.
Dallas renters insurance coverage is a safety net, covering damaged or stolen personal belongings and providing liability protection if accidents happen. While not required by Texas law, some landlords in Dallas include a ren...

In Ohio, using your car for business purposes, including deliveries, client visits, and transporting equipment, means taking on risks that your personal auto insurance won’t cover. Without the right protection, a single accident could put your company at risk. A commercial car insurance policy helps cover these gaps and protect your vehicles, drivers, and finances.
Here’s what you should know about how commercial car insurance works in Ohio, what the state requires, and how to choose the righ...

Business insurance protects your company when the unexpected happens, whether a lawsuit, an accident, or property damage.[1] Think of it as a safety net that lets you focus on running and growing your business without worrying about “what-ifs.”
Business owners face risks that could put their hard work and financial stability at stake. Whether you’re a solo freelancer or leading a large team, the right business insurance coverage helps protect your bottom line.
Step-by-step guide to buying bus...

Hazard insurance is the part of your homeowners insurance policy that protects your home against perils such as fire, storms, or vandalism. If you have a mortgage, your lender likely requires hazard insurance to protect their investment.[1]
Whether you’re a first-time buyer or reviewing your current coverage, this guide will help you understand what hazard insurance covers and doesn’t, how much it typically costs, and how to buy it.
Key Takeaways
Hazard insurance either lists the specific ris...

If an earthquake damages your home or belongings, your home insurance won’t cover it. Earthquake insurance helps pay to repair or rebuild your home after an earthquake.[1]
California is one of the most earthquake-prone states in the United States.[2] That means the state has unique needs (and rules) when it comes to home insurance. By law, home insurance companies must offer earthquake insurance, but you’re not required to buy it. Still, with the state’s high risk of major earthquakes, buying...

Bundling your home and auto insurance with the same insurance company can save you up to 25% on your policy, depending on the insurer. Not only does bundling save you money, but it also makes managing your insurance policies easier, as you have only one insurance company to deal with. Your insurer will also often combine your monthly premiums into one payment.
Bundling discounts, also known as multi-policy discounts, aren’t all created equally. Some insurers stand out above others in how much...

Bundling home and auto insurance can simplify your coverage, lower your premiums, and make managing your policies easier. In Texas, many insurance companies offer discounts for bundling, but rates and service vary.
This guide compares five top bundling options to help you compare companies and choose the best fit for your needs.
Quick Facts
Bundling can save Texas drivers up to 25% on combined home and car insurance.
Some insurance companies offer additional discounts for low-mileage driving ...

The Lexus IS 350 F Sport is a sportier version of Lexus’ base IS sedan.[1] It’s a popular luxury sedan known for its sleek design and strong performance. On average, insuring a Lexus IS 350 F Sport costs about $122 per month for liability coverage and $229 for full-coverage insurance, according to Insurify data.
The Lexus IS 350 F Sport tends to cost slightly more, on average, to insure than similar vehicles in its class, like the BMW 3 Series or the Audi A4, according to Insurify data.
Here’...